Cloud vs Desktop · For new businesses
Your business runs 24/7. Your accounting should too.
Stop wrestling with desktop software built in the 90s. Start with cloud accounting that works the way you do — from anywhere, on any device, with your CA.
Still using desktop accounting?
Every day, thousands of Indian businesses face these risks.
Most don't realise it until it's too late.
Your accountant has all your data
When they resign, they walk out with a complete copy — every customer, every bank detail — on their laptop. Forever.
"Backup bheja kya?"
Every month on the 9th, the same panic. Your CA needs the backup. Versions don't match. Files corrupt. Deadline approaching.
Can't check your own books
Bank meeting? "Kal batata hu." Investor call? "Accountant ko bola hai." Your data is trapped in one computer.
One crash = everything gone
Hard disk failure. Ransomware. Office flood. Your entire financial history — gone. That 3-month-old backup? Too little, too late.
A pen drive. A chai shop. 7 years of your financials.
"Your accountant copies your data to a pen drive for your CA. Leaves it at a chai shop. Or emails it to their personal Gmail. You'll never know."
With TatvaBooks: no file ever leaves the server. Revoke access in 5 seconds. Full audit log. Your data stays yours — period.
Desktop vs Cloud
The real difference.
Not just features. Real impact on your business, your CA, your peace of mind.
Data on local machine
Accountant leaves = data leaves with them
Encrypted cloud + instant revoke
Zero data on their device + full audit trail
Backup → Email → Restore → Repeat
"Backup bheja kya?" every filing season
CA logs in, sees live data, files
Filing season: 2 days instead of 2 weeks
Chained to one desktop, one office
Bank meeting? "Kal check karke batata hu"
Live dashboards on any device
Phone, laptop — cafe, airport, bank meeting
Hard disk crash = data gone
Ransomware, flood, theft — no recovery
Continuous real-time replication
Point-in-time recovery, zero data loss
₹43K over 3 years (hidden costs add up)
License + AMC + IT + backup — and that's single-user
₹21.6K over 3 years — all inclusive
No server, no IT, no surprise costs
No immutable audit trail
SA 230 compliance = manual headache
Immutable edit logs, audit-ready
Who changed what, when — statutory audit sorted
Speed to customer = speed to cash
Your customers are on WhatsApp.
Your invoices should reach them there.
Raise the invoice, share it on WhatsApp with a payment link. Get paid in minutes instead of days.
Invoice #INV-2847
Amount: ₹42,500
Pay Now → upi://pay?...
Auto-sent from TatvaBooks
3:02 PM ✓✓
✅ Paid ₹42,500 via UPI
3:08 PM
3–5 days
Desktop: invoice to payment
6 minutes
Cloud: invoice to payment
True cost — 3 year view
Desktop has hidden costs that pile up.
Cloud is one simple number.
Desktop
₹43,000
TatvaBooks
₹21,564
Save ₹21,400 over 3 years — that's 50% less
And that's comparing single-user desktop. Add multi-user and the gap widens.
₹599/mo
Starting price
5 min
Setup time
100%
GST compliant
24/7
Access anywhere
Common questions
Cloud accounting, answered straight.
Is cloud accounting safe in India?
Yes. TatvaBooks is hosted on AWS Mumbai, so your books never leave Indian data centres. You get encrypted-at-rest storage, automatic off-site backups and a tamper-evident edit log. The real risk is the single office PC: one hard-drive crash, one ransomware infection, one stolen pen drive and the books are gone.
What if my internet goes down?
TatvaBooks is a cloud product, so you'll need an internet connection to work in your books. We take encrypted daily backups in India (AWS Mumbai) that you can download anytime, so your data is never tied to one machine the way a desktop file is.
Can my CA still see my books?
Yes, and more easily than before. Invite your CA as a user — they see everything they need, work straight from your live books, and you both look at the same numbers in real time. No more emailing backups.
Do I lose my data if I move from desktop to cloud?
No. A Chartered Accountant on our team runs the migration end-to-end and reconciles the opening balances to the rupee before you go live. You keep your existing desktop books as a read-only reference; nothing is deleted.
Is desktop software really a one-time purchase?
In theory, yes. In practice: annual maintenance/renewal fees, IT support calls, backup discipline — the '18,000 one-time' licence quietly becomes ₹43,000 over three years for a single user. Add multi-user and the gap grows fast. Cloud is one transparent number: ₹599/month, everything included.
What's true today
TatvaBooks is in private beta. Some features described on this page are live; some are shipping over the next quarter. Live today: the sale voucher, sales-ledger mismatch detector, place-of-supply auto-detection, immutable posted vouchers, balanced-voucher enforcement, payroll, inventory and AS-2 manufacturing costing. GSTR-2B import with ITC reconciliation is live; e-Invoice IRN/QR is prepared and sandbox-tested, with live filing to the NIC portal on our near-term roadmap. We don't file GST returns or e-invoices to the government for you — your books and reconciliations are kept clean so you (or your CA) submit on the portal. Coming during the beta: the iOS + Android apps, bank-feed automation and workflow automation. Your CA onboarding contact will tell you what's in your beta build on the day you sign up.
Last updated · June 2026 · Tatva Fintech Pvt. Ltd., Pune
Ready to leave the 90s behind?
Start with cloud. Start with TatvaBooks.
No credit card. No server. No IT person. Just login and go. A Chartered Accountant on our team helps you set up — free.