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Cloud accounting · built for India

Cloud accounting software, built for Indian GST.

Your books, GST, invoicing, payroll and inventory in one place — in a browser, on any device. GST-correct at the source, backed up on India-resident servers, and free to start on the Solo plan. Built by Chartered Accountants.

  • Reviewed July 2026
  • 6 min read
  • CA Anil Agarwal & the TatvaBooks team

What is cloud accounting software?

Cloud accounting software runs on internet-hosted servers instead of being installed on a single computer. You sign in through a browser — or a mobile app — and your books, GST data and invoices live securely online, backed up for you. There's nothing to install, nothing to update, and no backup file to email around. You and your CA open the same live books from wherever you are.

TatvaBooks is cloud accounting software built specifically for India: every invoice is GST-correct at the moment you raise it, your GSTR-2B reconciles for input credit, and payroll, inventory and manufacturing are in the same product — not sold as separate add-ons.

Cloud vs desktop accounting — why it matters for GST

The old model — Tally or Busy on one PC — still works, but a GST-registered business pays for it in small ways every month. Here's the honest comparison.

Desktop (Tally / Busy) Cloud (TatvaBooks)
Where your books live One PC. If that machine dies or is stolen, so do your books. On India-resident servers with daily backups — reach them from any browser or phone.
Working from two places Sync files by pen-drive or a paid add-on; versions drift. You and your CA see the same live books at the same time.
GST & compliance updates Wait for a release, download, install on every machine. Rate and return changes ship to everyone at once — nothing to install.
Your CA's access Email a backup file and hope it opens on their version. Invite them once; they work in your books with role-based access.
Cost to start Licence up front, plus AMC and add-ons. Free on Solo (₹0); ₹599/month when you outgrow it. No AMC.

The one case desktop still wins is a single counter with genuinely unreliable internet that needs fully offline billing — we'll say so honestly. Our cloud vs desktop and why cloud accounting pages go deeper.

Everything your books need, in one product

"Cloud accounting" often means just invoicing. TatvaBooks is the full ledger — and the India-specific parts come standard, not as paid modules:

  • Accounting & GST — double-entry books with CGST/SGST/IGST worked out line by line, and GSTR-1/3B workings ready to file.
  • Invoicing & e-invoice — GST-correct invoices with HSN and place of supply; IRN and signed QR prepared on qualifying bills.
  • GSTR-2B reconciliation — purchases matched against your 2B so you claim only the ITC you're entitled to.
  • Payroll, inventory & manufacturing — PF, ESI, PT and TDS; FIFO / weighted-average stock; BOM with AS-2 valuation.

See the full list on the features page.

Cloud accounting for small business

Most Indian small businesses don't need an ERP — they need clean books, correct GST and invoices that go out fast. On TatvaBooks a small business raises GST-correct bills, reconciles GSTR-2B before filing, tracks expenses and stock, and gives its CA direct access — without a server, an IT person, or an annual maintenance contract. More on the accounting software for small business page.

Is cloud accounting software free? What does it cost?

TatvaBooks Solo is ₹0 — free forever, no card — with unlimited GST-correct invoices and GSTR-2B reconciliation for solopreneurs up to ₹25 lakh turnover. The Business plan is ₹599/month when you need inventory, e-invoice preparation and up to three users; Growth and Practice add payroll and multi-client features. No per-invoice fees, no AMC. The free accounting software page has the full picture.

Where your data lives — and moving it in

Your books sit on India-resident infrastructure, encrypted in transit and at rest, with daily backups, role-based access and an append-only activity log — DPDP-aligned, and exportable to CSV any time, so there's no lock-in (security detail). Coming from a desktop tool? During the beta our Chartered Accountants import your masters, set opening balances and reconcile them to the rupee — see migrate from Tally or the full migration page.

Frequently asked questions

What is cloud accounting software?
Cloud accounting software runs on internet-hosted servers instead of being installed on one PC. You sign in through a browser (or a mobile app) and your books, GST data and invoices live securely online, backed up automatically. Nothing to install or update, and you — and your CA — can work on the same live data from anywhere. TatvaBooks is cloud accounting software built specifically for Indian GST, invoicing, payroll and inventory.
Is there free cloud accounting software in India?
Yes. TatvaBooks Solo is ₹0 — free forever, no card, no expiring trial — with unlimited GST-correct invoices and GSTR-2B reconciliation, for solopreneurs up to ₹25 lakh turnover. You move to the Business plan (₹599/month) only when you need inventory, e-invoice preparation, multiple users or payroll. See the full breakdown on our pricing page.
How much does cloud accounting software cost in India?
TatvaBooks starts at ₹0 (Solo, free) and the Business plan is ₹599/month with unlimited GST invoices, inventory and up to three users. Growth and Practice add payroll, manufacturing and multi-client features for CA firms. There are no per-invoice charges and no annual maintenance charge on any plan.
Cloud vs desktop accounting software — which is better for GST?
For GST-registered Indian businesses, cloud usually wins: rate and return changes reach you without downloading a patch, your CA works in the same live books, and your data is backed up off your premises. Desktop still fits one case — a single counter with genuinely unreliable internet that needs fully offline billing. We say so honestly, and our cloud-vs-desktop page walks through the trade-offs.
Who are the cloud accounting software providers in India?
The main cloud options include TatvaBooks, Zoho Books, and the billing-first apps Vyapar and myBillBook; Tally, Busy and Marg are primarily desktop tools now adding cloud layers. TatvaBooks is the CA-built, GST-first option — every invoice is correct at source and a Chartered Accountant onboards you. Our alternative pages compare each one honestly, including where a competitor is the better fit.
Can I move my existing books from Tally to cloud accounting?
Yes. During the private beta our team of Chartered Accountants imports your customer and supplier masters, sets your opening balances and reconciles them to the rupee — then stays with you through your first GST cycle. See the migrate-from-Tally page for exactly what we bring across.
Is cloud accounting software safe?
Your data sits on India-resident infrastructure with encryption in transit and at rest, daily backups, role-based access and an append-only activity log. It is DPDP-aligned, and you can export everything to CSV at any time — no lock-in. Full detail is on our security page.

Free on Solo · no card · India-hosted

Move your books to the cloud in an afternoon.

Sign up with email or Google and start billing in minutes — GST, HSN and place of supply worked out for you. A CA helps you bring your masters over.